During divorce

You're being asked to make permanent financial decisions during the hardest year of your life, often without the information you'd need to make them well.

Our job is to give you that information — clearly, in plain language, before you agree to anything.

How we work with you

Discovery meeting

A free 30-minute conversation to see where you are and whether we're the right fit.

A 30-minute conversation, no cost and no obligation. You tell us where you are — considering it, just served, mid-negotiation, or already divorced — and we tell you honestly whether we can help. We'll explain how the financial side of divorce works and help you figure out whether we're the right fit.

Financial organization

One secure portal for your documents, shared with your attorney or CPA with your permission.

You get access to a secure, encrypted portal to gather and upload your financial documents. With your permission, your attorney, CPA, or others on your team can access it too — so you're not sending the same documents to four people.

Qualitative consultation

A conversation about what the numbers miss: what matters to you and what you want life to look like.

Numbers don't capture everything. We meet to talk through what the documents don't show: what matters to you, what you're afraid of, and what you want your life to look like in five years.

Case analysis

A plan built for your situation, with each option modeled over time.

We take everything you've given us and build a plan specific to your situation — modeling the options in front of you and what each one means over time.

Present & modify

Clear settlement scenarios to review with your attorney or mediator, adjusted as negotiations move.

You'll receive clear settlement scenarios to review with your attorney or mediator, with the financial consequences of each laid out. We adjust them as negotiations move.

Next chapter

Once the settlement is final, we help the plan become real life.

Once your settlement is final, the plan becomes real life. Most clients stay with us here. After Divorce →

Schedule your free conversation →

How we bring clarity

See your complete financial picture.

A complete inventory of assets, debts, income, and benefits — both spouses'. For many people this is the hardest part of divorce, particularly if one spouse handled the finances. It's also where hidden complexity surfaces: retirement accounts with pre-marital portions, unvested equity compensation, pensions, business interests.
Understand what each settlement option means.

A settlement that looks even on paper often isn't. We model the proposals on the table and show you how each plays out over five, ten, and twenty years — including the tax consequences, which are frequently the difference between two offers that appear identical. Keeping the house is the clearest example: we'll show you what carrying it actually costs against your post-divorce income before you commit.
Get the retirement, tax, and insurance details right.

Retirement accounts divided incorrectly cost real money and are difficult to fix afterward. We handle the analysis behind QDROs (Qualified Domestic Relations Orders, which are court orders used to divide certain retirement plans), apply coverture calculations (a method used to determine the portion of certain retirement benefits that may be considered marital) to pensions and equity compensation, review prior returns for filing-status and carryforward implications, and flag insurance and beneficiary issues that outlast the decree. We work alongside your attorney or mediator, who handles the law.

Every divorce option, one steady team.

We work with clients in every kind of divorce process, alongside whichever attorney, mediator, or other professionals you’ve chosen.

Mediation

A neutral mediator helps you and your spouse reach agreement directly. We provide the financial analysis so both of you are working from real numbers.

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Collaborative

Each spouse has an attorney, and the team commits to settling outside court. Financial professionals are formally part of that team.

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Attorney-negotiated

The conventional path, and still the most common. We support your attorney with analysis and modeling.

Amicable Divorce Network

Divorce professionals working together to keep your divorce low-conflict, child-centered and efficient, without traditional litigation.

Learn more →

Already divorced

You don't need to be in the middle of it to work with us.

Learn more →

_{The third-party professionals and organizations referenced on this page are independent of, and not affiliated with, LPL Financial, Wealthcare Advisory Partners, Secure Planning Group, LLC, or myRock. Their services are provided separately and are not offered through or supervised by LPL Financial or Wealthcare Advisory Partners.}

Two ways to work together

	Financial neutral	One-party support
Best for you if	You're working with a mediator and are amicable with your spouse. You want financial guidance both of you can rely on.	You're working with a mediator or attorney and want someone in your corner. Often one spouse needs more financial guidance than the other.
Who we work with	Both spouses	You only
Divorce process	Collaborative, mediation, amicable	Litigation, or alongside any other process
Portal access	Both parties see the same data	Only you see your data
What's included	Organization and classification of assets and liabilities Support and alimony analysis Current and future budgets Financial and lifestyle objectives	Everything at left, plus: Work with your attorney if discovery is required Keep-or-sell analysis on the house

Not sure which fits? You don't need to have this figured out. We'll walk through both during your consultation, including what happens if the dynamics change partway through.
Schedule your free conversation →

How fees work

We'll walk through fees during the discovery meeting, based on what your situation needs.

Flat-fee planning

A set retainer for a defined scope of divorce financial planning services, agreed upon before work begins.

Hourly consulting

Pay only for the time you need, with services billed based on the hours spent providing financial guidance and analysis.

Asset-based fees

An ongoing fee based on the assets managed when clients choose to engage us for continuing investment management and financial planning.

If you move forward, you'll receive a written agreement covering scope, fees, and timeline before any work begins.

Your wider support team

Financial

Accountant/CPA
Mortgage advisor (divorce lending specialist)
Forensic accountant
Realtor

Legal

Attorney
Mediator

Emotional and Family Support

Divorce coach
Therapist
Child care specialist

Many cases benefit from this kind of support. We'll be direct about what your situation requires, and we're glad to work alongside professionals you've already engaged.

Schedule your free conversation

A 30-minute conversation, no cost, no obligation.

Schedule your free conversation →
Or call Sara Hagstotz at 215-540-5566 ext. 5576

How we work with you

Discovery meeting

Financial organization

Qualitative consultation

Case analysis

Present & modify

Next chapter

How we bring clarity

Every divorce option, one steady team.

Mediation

Collaborative

Attorney-negotiated

Amicable Divorce Network

Already divorced

Two ways to work together

Not sure which fits? You don't need to have this figured out. We'll walk through both during your consultation, including what happens if the dynamics change partway through.

How fees work

Flat-fee planning

Hourly consulting

Asset-based fees

Your wider support team

Financial

Legal

Emotional and Family Support

Many cases benefit from this kind of support. We'll be direct about what your situation requires, and we're glad to work alongside professionals you've already engaged.

Schedule your free conversation

A 30-minute conversation, no cost, no obligation.

Address

Contact

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