You made it through the divorce. Now let's carry out the settlement and start your new chapter.

Going through a divorce is emotionally and mentally draining. By the time the settlement is signed, you’re likely exhausted, and that’s exactly when a long list of tasks begins: accounts to retitle, funds to transfer, beneficiaries to update, and a new budget to build. 

You don't have to do it alone. The myRock team works through every item in your settlement with you until it's done, then helps you build a new financial plan around your new goals.

Putting your settlement into effect

Here’s what we help you complete, step by step.

  • Beneficiaries: Updating beneficiary designations for insurance and investment accounts.
  • Transferring funds: By QDRO (the court order that divides a retirement plan) or from retirement and investment accounts.
  • Retitling assets: Retitling assets from joint to individual ownership, including vehicles and property. 
  • New cash flow: Establishing new cash flow around alimony and child support.
  • Housing: Support through the sale of a home, purchase of a new home or rental, or refinancing.

Building what's next

Once the settlement is carried out, we build a new financial plan around your goals, and this is when we look at your investments. Here's what we cover, and more:

Retirement

New retirement objectives and a long-term strategy.

Taxes

Tax planning as you move from married filing jointly to single or head of household.

Savings

Building or rebuilding savings and emergency funds.

Insurance

Reviewing coverage at work and privately: life, disability and long-term care.

Education

Creating or revising education savings for your children.

Investments

We hold steady during the divorce, then reposition your portfolio around your own goals once it's final.

Retirement, recalculated

Divorce splits the retirement savings you built together, but your retirement date may not move. Here’s what changes: 

Social Security

If your marriage lasted at least 10 years, you may be able to claim benefits based on your ex-spouse’s record, and the timing matters. 

Pensions

A pension divided by QDRO can pay out very differently depending on how the order is written, and mistakes are hard to fix later. 

Survivor benefits and health coverage

Both may change, including how you’re covered before Medicare.

Income

Losing a second income puts more pressure on fixed household costs.


We rebuild the projection around what you actually have and what you actually need — not the plan you made as a couple, adjusted.